After completing one year of service with SUNY, faculty and professional staff who are eligible for health insurance benefits will automatically be enrolled in a long-term disability plan. If you have prior eligible SUNY service, or if your immediate prior employer provided a long-term disability plan with similar benefits, you may be entitled to a waiver of the one-year service requirement (see Group Long-Term Disability Insurance Program Statement of Eligibility Form).
This plan ensures that a substantial part of your income (equal to 60% of covered monthly salary, not to exceed $7,500/month) will be protected in the event of a catastrophic illness or injury of long-term (more than 6 months) duration. There is no cost to you for this protection. This plan also contributes a monthly premium to your regular retirement plan while disabled. Benefits begin following 6 months of total disability and continue during disability until you return to wok, reach age 65 or die, whichever occurs first. Enrollment is automatic. Additional information may be found at www.suny.edu/insurance/ltd/.
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